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Have you ever sat down to read over the fine print of your insurance policies? If you’re like most Americans, the answer is probably no. As it turns out, however, this practice could save you money by uncovering some commonly-held myths about insurance.
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Most homeowner’s insurance products on the market today cover a host of damages stemming from natural disasters, but the Insurance Information Institute reports that flood damage isn’t one of them. Don’t let this information catch you off guard – know whether you should opt for an additional flood insurance policy to protect your home.
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Since the recession, Americans are generally more credit conscious, and this has led to the average credit score rising steadily for a number of years. Another consequence has been more consumers focused on the goal of perfect credit. Click below to learn how they’re getting there.
Image via Flickr/CafeCredit.com
If you’ve never had a credit card of your own, you may be wondering if it’s worth it. The truth is, there are several tips first-time credit cardholders should follow in order to protect their finances and make using a credit card worth their while. Click below to learn the basics of opening and using your first credit card.
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